Omnichannel Banking: How Digital Wallets and Credit Cards Can Coexist . International Journal of Information and Electronics Engineering, [S. l.], v. 11, n. 4, p. 26–35, 2021. DOI: 10.48047//ijiee.2021.11.4.4. Disponível em: https://ijiee.org/index.php/ijiee/article/view/805. Acesso em: 23 oct. 2026.