THE RISE OF CONTACTLESS AND DIGITAL PAYMENTS: POST PANDEMIC CONSUMER BEHAVIOR SHIFT . International Journal of Information and Electronics Engineering, [S. l.], v. 12, n. 1, p. 16–25, 2022. DOI: 10.48047//ijiee.2022.21.1.3. Disponível em: https://ijiee.org/index.php/ijiee/article/view/793. Acesso em: 30 apr. 2026.