Regulatory Challenges in AI-driven Credit Card Applications . International Journal of Information and Electronics Engineering, [S. l.], v. 12, n. 4, p. 16–24, 2022. DOI: 10.48047//ijiee.2022.12.4.3. Disponível em: https://ijiee.org/index.php/ijiee/article/view/807. Acesso em: 30 apr. 2026.