Capacity-Constrained Credit Monitoring: Explainable and Drift-Adaptive Prediction of MSME Repayment Stress
DOI:
https://doi.org/10.48047/awgry540Keywords:
Credit risk, explainable machine learning, concept drift, early warning, MSME lending, capacity-constrained ranking, probability calibration.Abstract
Small and medium enterprises (MSMEs) often exhibit volatile cash flows, sparse formal records, and repayment signals that change with seasonality and macroeconomic conditions. Credit monitoring teams
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Published
20.02.2025
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How to Cite
Capacity-Constrained Credit Monitoring: Explainable and Drift-Adaptive Prediction of MSME Repayment Stress. (2025). International Journal of Information and Electronics Engineering, 15(2), 11-16. https://doi.org/10.48047/awgry540
